Is there a cost to use a Medicare insurance agent?

There is no additional cost to you for working with me. Insurance agents are compensated by the insurance companies, and that cost is already built into the plan premium. You pay the same premium whether or not you use an agent's guidance.

When should I start thinking about Medicare?

Your Initial Enrollment Period begins three months before the month you turn 65, includes your birthday month, and continues for three months after. Starting early gives you time to compare plans and avoid gaps in coverage or late-enrollment penalties.

Do you serve areas outside Blackwood, NJ?

Alicia Kurz Insurance is a service-area business based in Blackwood, NJ. I work with clients across the surrounding area. Call 609-293-3865 to confirm I can help with your location.

Licensed NJ Agent #9725528

Medicare Insurance, Explained in Plain English

Turning 65 or reviewing your coverage? I'm Alicia Kurz, an independent Medicare insurance agent in Blackwood, NJ. I help you compare plans from multiple insurers and find coverage that fits your life and budget.

Call 609-293-3865 Book a Free Consultation

Mon–Sun, 9:00 AM – 9:00 PM Blackwood, NJ

Alicia Kurz Insurance — Medicare insurance guidance in Blackwood, NJ

Trusted Medicare guidance in Blackwood

Independent

Multiple insurers compared for you

7 Days a Week

9 AM – 9 PM availability

Free Consultations

No obligation, no added cost

What I Help With

Medicare Coverage, Tailored to You

Medicare isn't one-size-fits-all. Your doctors, medications, budget, and travel habits all matter. Here are the areas I guide clients through.

Medicare Advantage

Compare Medicare Advantage plans from multiple insurers — often bundling hospital, medical, and prescription drug coverage with extra benefits like dental, vision, and hearing.

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Medicare Supplement

Medigap plans work alongside Original Medicare to help pay the out-of-pocket costs — copayments, coinsurance, and deductibles — that Parts A and B don't cover.

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Part D Drug Coverage

Standalone Part D plans help cover your prescriptions and help you avoid late-enrollment penalties — even if you don't take medications yet.

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Life Insurance

Licensed for life insurance too — protect your family's financial future with coverage tailored to your goals and budget.

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Alicia Kurz, independent Medicare insurance agent in Blackwood, NJ

Meet Your Agent

Hi, I'm Alicia Kurz

I'm a licensed life and health insurance agent serving Blackwood and the surrounding area. As an independent agent, I work for you — not a single insurance company. My job is to explain your Medicare options in plain English, compare plans from the insurers I represent, and help you choose coverage that fits your individual needs and budget.

NJ License #9725528
Life and Health Insurance license
Independent — represents multiple insurers

More about Alicia Meet Our Team

Straight Answers

Common Medicare Questions, Answered

Medicare has a lot of moving parts. Here are clear, direct answers to the questions I hear most often. For the full library, visit the FAQ page.

See all FAQs

An independent agent represents multiple insurance companies rather than a single one. That means I can show you plans from several insurers side by side and help you choose the coverage that fits your doctors, prescriptions, budget, and healthcare needs — not just one company's product.

Ready to make sense of Medicare?

Get a free, no-obligation consultation with Alicia. Compare plans from multiple insurers and find coverage that fits your life and budget.

Call 609-293-3865 Book a Consultation

We do not offer every plan available in your area. Currently we represent multiple organizations which offer various products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.